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Prepare your vehicle for the New Year with Trust My Garage

With the imminent arrival of 2021 it’s important to get your vehicle ready for the New Year – but what steps can you take to ensure you’re motoring happy over the next 12 months? The Trust My Garage blog is here to help! Read on to find out what you need to know.

MOT

This year has been an unprecedented experience for almost everyone, including motorists. For safety, the DVSA began to issue six-month MOT extensions for vehicles due an MOT between April and the end of July. The extension means that many vehicles due their MOT over the summer will now been condensed into the last few month of 2020, creating much longer waiting times for MOT appointments.

The extension was entirely optional, and you were still able take your vehicle to your local Trust My Garage member garage at its normal MOT time, which is usually in line with its registration, if you want to do so. This may be helpful if your key dates, such as MOT, tax renewal and insurance renewal, are due at the same time, as it will be easier to remember.

The DVSA have predicted a 24 per cent increase in demand for MOT’s in December and a 45 per cent increase in January, so a great way to prepare for the New Year is to ensure your test is booked in plenty of time ready for its due date and avoid your car being unusable due to an expired MOT.

To check when your vehicle’s MOT test is due, you can visit https://.gov.uk/check-mot-history. All you need is your vehicle’s registration number!

Tax

About a month before your road tax expires the DVLA will issue you with a V11 Vehicle Tax Reminder, containing the information you need to either renew your tax online, via telephone or at a Post Office branch. Your V11 will also tell you the date your current road tax period will expire.

You can check the status of your road tax or renew it online via the Gov.uk website. Driving without road tax will result in a DVLA-imposed fine of £80, which can be reduced by half if paid in 28 days. However, it could result in a fine of up to £1,000 or five times the annual road tax fee if the case goes to court. Even if your vehicle is not being driven but is parked on a public road, if you’ve forgotten to pay tax, it could be clamped or even impounded!

Insurance

It’s illegal to drive a vehicle on a road or in a public place without at least 3rd party insurance – and even if the vehicle itself is insured, if you’re not correctly insured to drive it you could get penalised. The police could give you a fixed penalty of £300 and 6 penalty points if you’re caught driving a vehicle you’re not insured to drive.

If the case goes to court you could get :

  • an unlimited fine
  • disqualified from driving

The police also have the power to seize, and in some cases, destroy the vehicle that’s being driven uninsured. You can check your vehicle insurance renewal date with your insurance provider, and you can do a quick check on whether your vehicle is insured here: https://ownvehicle.askmid.com/

Car maintenance

It’s important to make sure your vehicle is running at its best ready for the next year, so take time to ensure your motor isn’t displaying any warning lights on the dashboard, your fluid levels are topped up as needed and your lights are working clearly with no damaged or broken bulbs.

Our “What to do when… your vehicle needs some TLC” post covers the basics you need, in detail, to make sure you’re driving into 2021 with all cylinders firing.

The other posts in our ‘What to do when…’ series can also provide some further tips and insight across many areas of motoring and vehicle maintenance to help you ensure your motor is running at its best! You can check out our posts in the series here.

Tyres

The tread of a tyre refers to the rubber on its circumference that makes contact with the road or ground. The legal limit for minimum tread depth in the UK is 1.6mm across the central three-quarters, however it is recommended to keep your tyres at 3mm or above for optimum grip. Drivers who fail to comply with the regulations face a fine of up to £2,500 and three penalty points for each illegal tyre.

The ‘20p test’ is a quick way to check the tread depth. Place a 20p coin into the main tread grooves at three points across the tyre and then repeat around its circumference. If the outer band of the 20p piece is visible, the tyres may be unsafe or illegal and need to be checked by a professional garage or tyre specialist.

You can check and correct your tyre pressure at most UK petrol stations using a pay-per-use air and water station, or you can purchase your own tyre pressure gauge – the choice is yours.

If you aren’t sure what pressure is correct for your vehicle’s tyres you can refer to your Owner’s Manual. Details should be provided in either/both BAR and PSI, and you can adjust your pressures to the recommended figure. Often a vehicle’s tyre pressure information is also provided on the interior frame of the front passenger or driver’s door, and sometimes inside the fuel flap, so be sure to check there if you need a quick reference point as well.

Find out more in our “What to do when… you need to check your vehicle’s tyres” blog post.

Finding a local garage

If you’re looking for a professional local garage to help you, you can find a local CTSI approved Trust My Garage member by visiting the Trust My Garage website’s ‘Find a Garage’ map! You can even read reviews from other motorists about the members in your area to help you decide which garage is right for you. Try it out here:

More about Trust My Garage

Trust My Garage is a collection of Britain’s trusted local garages – each one different and all dedicated to the highest standards of skill and personal service.

Every garage in Trust My Garage are members of the Independent Garage Association, which is part of the RMI, one of Britain’s oldest motor trade organisations. IGA members are true professionals who have to comply with a strict code of practice.

Each and every customer of all Trust My Garage members can rely on using a nationally recognised brand to help you and your vehicle get the best value service for you and your vehicle.

Make your motor happy this Valentine’s Day with Trust My Garage

The UK has a long-standing love affair with motoring, and has even created some of the most iconic car brands to grace our memory! With this in mind on Valentine’s Day, Trust My Garage has put together some advice on how you can show your vehicle you care – read on to discover more!

Check your lights and levels

Before setting off on any journey, show your motor some love by checking your lights and levels! By either checking yourself or asking a friend or family member to walk around the vehicle, you can test all your lights to ensure they are clear and functioning correctly.

You should also regularly check your oil, screen wash and engine coolant levels at regular intervals – at least once a month depending on the age of your vehicle. If you aren’t sure of how to inspect your vehicle properly, you can always ask a local, trusted garage to see if or what levels and lights need topping up or replacing.

If you notice a fault with your vehicle, such as a cracked windscreen, dim headlight, or poorly charged battery, it’s important to get it sorted before undertaking any driving. If you feel there is a fault but aren’t sure how to proceed, you can always take your vehicle to a local garage to have it looked at by a professional – you can even use Trust My Garage’s Find a Garage map to locate your nearest Trust My Garage member!

Check your brakes and tyres

Brakes

Brakes are an essential part of any car and therefore should be regularly checked and well maintained. So, how can you tell your brakes are in tip top condition?

It’s a case of making sure you have them checked regularly. An easy way to test your brakes is by driving at a slow speed in an area or road with no traffic, and gently applying pressure.

Listen out for warning signs, as brakes will let you know when there is a problem – whether this is through grinding or squeaking. Sometimes your car will act like it has a mind of its own and pull you to one side while driving, which could indicate a fault or imbalance with the braking system. Vibrations and temperamental pedals are also a sign you need to take give your car some attention – so look out for the signs and don’t ignore them.

As well as this, don’t disregard any warning lights that may appear on your dashboard! If you are unsure of their meaning either consult your Owner’s Manual or visit your local Trust My Garage member, who will be able to advise of any issues with your car.

Tyres

Checking your vehicle’s tyre pressure is easier than you might think! You can check and correct your tyre pressure at most UK petrol stations using a pay-per-use air and water station, or you can purchase your own tyre pressure gauge – the choice is yours.

If you aren’t sure what pressure is correct for your vehicle’s tyres you can refer to your Owner’s Manual. Details should be provided in either/both BAR and PSI, and you can adjust your pressures to the recommended figure. Often a vehicle’s tyre pressure information is also provided on the interior frame of the front passenger door, so be sure to check there if you need a quick reference point as well.

Don’t forget to check all your tyres’ tread depths too. The legal limit for minimum tread depth in the UK is 1.6mm across the central three-quarters, however it is recommended to keep your tyres at 3mm or above for optimum grip. Drivers who fail to comply with the regulations face a fine of up to £2,500 and three penalty points for each illegal tyre.

The ‘20p test’ is a quick way to check the tread depth. Place a 20p coin into the main tread grooves at three points across the tyre and then repeat around its circumference. If the outer band is visible, the tyres may be unsafe or illegal and need to be checked by a professional garage or tyre specialist.

Give your motor a name!

According to research by the DVLA, over a quarter of motorists have given their vehicle an affectionate name – with women being twice as likely as men! 87% of respondents to the survey also said they had bought a personalised registration to match the name they give to their car too. Geographically, the largest proportion of those who said they named their car came from the East Midlands (28%), and the smallest from Northern Ireland (1%).

It may seem silly, but there are even trends of popular names; ‘Doris’, ‘Dave’, ‘Henry’, ‘Betsy’ and ‘Bumble’ were all top choices. DVLA Personalised Registrations sales manager Jody Davies said: “It’s no surprise to find that people want to say something about their car in this way – whether the name is something personal to them or a bit of fun that they want to share with others.”

More about Trust My Garage

If you’re in need of a local garage operating to the highest standards, Trust My Garage can help. With over 3090 members across the UK, you’re never far away from a TMG member. We’ve even created a handy search function so you can locate your nearest TMG-approved garage with ease!

Simply visit TrustMyGarage.co.uk and pop in your postcode, and our ‘Find a Garage’ map will show you all the TMG members in your area! You can even read reviews from other customers if you’re unsure which garage is right for your needs. Try it out here:

If you’re looking for more information about Trust My Garage, you can head over to our website, TrustMyGarage.co.uk. We’re also on social media, so check out our Facebook and Twitter profiles to get the latest motoring news and updates straight into your social feeds – and you can even check out our latest TV advert below!

Got a handy top tip help show your vehicle some love? Make sure to leave it in the comment section below!

Little-known ways to get penalty points on your driving licence

At Trust My Garage, we’re committed to keeping motorists across the nation safe – and that means not breaking driving laws! We’ve put together a list of little-known ways that you could get penalty points on your driving licence, and how to avoid them. Take a look at our list below.

 

  1. Distracted driving. Eating, drinking, applying make-up, or changing CDs while driving can rack up between three to nine penalty points – as well as the potential for a £100 fine! These acts are not illegal, but they can severely distract a motorist – and distracted driving is against the law.

How to avoid it: Stay focused on the roads, and if you need to take your hands off the wheel, find a place to pull over safely and adjust yourself and your vehicle accordingly before setting off again.

Think twice before eating, drinking while driving

 

  1. Parking poorly. Parking can strike fear into the hearts of many drivers – nobody wants to get it wrong in front of a queue of impatient drivers! However; if you have parked in a way that obstructs the road, pavement or any other inappropriate location, you could be charged with leaving a vehicle in a dangerous position.

How to avoid it: Look around before parking and consider whether the area you wish to park in is safe – if it isn’t, move on! It will be safer and cheaper than a fine.

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  1. Not keeping your licence up-to-date. Every 10 years you must renew the photograph on your photo card driving licence – you will usually receive a reminder from the DVLA. If you don’t update your information when instructed, your licence will be revoked.

How to avoid it: Pay attention to when your driving licence is due to be renewed and be sure to keep any address information up-to-date with the DVLA.

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  1. S-no-w joke in Winter. Failing too clear snow from your vehicle’s roof can land you with a £60 fine and three penalty points. Snow and ice can obscure a driver’s view – and even fall off and obstruct the view of other drivers.

How to avoid it: Before setting off, be sure your vehicle is clear of snow and ice, and that it cannot obstruct any other drivers.

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  1. Splashing a pedestrian. Section 3 of the Road Traffic Act 1988 specifies it is an offence to ‘drive without reasonable consideration for other persons using the road’. This includes driving through a puddle on the road that could cause a pedestrian to be splashed. With 63 such incidents reported from 2009-2014, soaking a passer-by is not the way to go to keep a clean licence!

How to avoid it: Try to avoid any puddles in the road, but if impossible slow down to avoid any heavy splash onto the pavement – it’ll be better for your car too!

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  1. Paws on the loose. Motorists must restrain their pets appropriately when driving. Having an unsecured animal in the car could be hazardous to your safety and your wallet! If police decide you’ve been driving without proper control due to a pet you can be hit with a fine from £200 – £2,500, and receive up to nine penalty points.

How to avoid it: Ensure any pets that you travel with have appropriate restraints and cannot distract you while driving – it may be better to keep animals in the rear of your vehicle to help avoid issues.

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  1. Keep your speed low. Unless signposted, most streetlamp-lit roads operate a 30mph policy. Breaking this speed limit can lead to a £100 fine and three penalty points, minimum.

How to avoid it: Be speed aware! Drive carefully and stay under the speed limit. If you’re not sure what it is and the road is streetlamp lit, assume it is 30mph to be safe.

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  1. Keep your eyes peeled. Is your eyesight up to scratch? As a driver, it’s vital you keep up to date with sight checks. If poor eyesight leads to careless driving you could face a fine of up to £1,000 and three penalty points on your licence.

How to avoid it: Schedule regular appointments with an optician, and if you feel any eyestrain beginning to occur – whether driving or not – book an appointment sooner to catch any potential issues early on.

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About Trust My Garage

Trust My Garage is a collection of Britain’s best local garages – every one different and every one dedicated to the highest standards of skill and personal service.

 

All the garages in Trust My Garage are members of the Independent Garage Association which is part of the RMI, one of Britain’s oldest motor trade organisations. IGA members are true professionals who have to comply with a strict code of practice.

 

Each and every customer of all Trust My Garage members can rely on using a nationally recognised brand. If there’s a problem that can’t be sorted out between you and your garage, the IGA takes over and helps to achieve a happy outcome.

 

For more information about Trust My Garage or to locate your nearest TMG member visit www.trustmygarage.co.uk.

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Motoring scams – how can you stay safe?

When it comes to motoring, we at Trust My Garage want to make sure drivers stay as safe as possible on the roads. That’s why we’ve created our ever-growing network of trusted independent garages, to keep your vehicle running in optimum condition and keep you as happy as possible.

 

However, there are others who wish to ruin your motoring experience by submitting drivers to a variety of scams, which can damage both your vehicle and your bank account – and we don’t think that’s fair to you. In order to help you stay aware of potential dangers, we’ve put together information about some recent scams that have affected unfortunate motorists.

 

The speeding fine email

As recently as October 2017, scam emails have been circulated to motorists advising them of ‘Notice of Intended Prosecution’ or ‘NIP’ for a speeding offence. These emails have been supposedly sent from the Government or police and can even claim to have ‘photographic evidence’ of the offence, however they are completely false.

fake-speeding-email2

The only way legitimate notices of intended prosecution are sent is via Royal Mail to the Driver and Vehicle Licensing Agency (DVLA) registered address, so anyone who receives this email is advised to report it to Action Fraud, the national Fraud & Cyber Crime Reporting Centre, and delete it without clicking any links or attachments.

 

The whiplash accident

According to ABI figures, the national cost of whiplash claims makes up 20 per cent of the average insurance premium, while insurer Aviva claims that a staggering 94 per cent of all its compensation claims for motor accidents relate to minor whiplash. (source)

whiplash stretcher

Minor whiplash is very hard to prove or disprove, but if you suspect someone is fraudulently claiming whiplash against you after a small collision, seek the advice of a solicitor to see if you can fight it.

There have been recent attempts to clamp down on false whiplash claims, however the difficulty in verifying the claims have led to new legislation, known as the ‘2015 dishonestly laws’, being put into place in order to correctly punish fraudulent claimants.

 

The ‘cash for crash’ scheme

‘Cash for crash’ is the nickname given to schemes where a scammer intentionally crashes into another driver in order to make a fraudulent claim on their insurance. Often tied in with whiplash claims, ‘crash for cash’ costs the UK £340m every year, with profits frequently funding other criminal activities such as firearms and drug dealing. The BBC states:

“Crash for cash scammers choose their victims carefully – they keep an eye out for drivers who look like they would be fully insured but be less likely to cause a fuss. Mothers with children on board and the elderly are favoured victims. If you’ve been a victim, the circumstances are likely to be as follows:

The accident

A car in front of you slams on the brakes for no obvious reason, and you have no time to react and collide with the car in front. Another scenario (known as ‘flash for cash’) happens when a driver flashes their lights at a junction to let you out, then crashes into you deliberately.

The blame

The other driver will insist the accident is your fault. The scammer will then hand over their insurance details – sometimes already prepared and written down.

 The claim

A few weeks after the accident your insurers will write to you with details of the other driver’s claim which will be exaggerated with costs like car hire, recovery and whiplash injuries.” (source)

cash crash

So how can you avoid this scam? It helps to pay attention to the driver and passengers of other cars around you – people frequently looking backwards or driving erratically can be a giveaway of a ‘cash for crash’ scheme in process. Try and keep a safe braking distance away from other vehicles and be sure to watch for cars turning and manoeuvring around you. Fraudsters may even try and disable their brake lights to try and cause an accident, so make sure to pay attention to your surroundings.

 

The online car-buying con

Not content with damaging your existing car, there has even been a scam designed to trap motorists purchasing cars online, via sites such as eBay. Cons like these use cloned cars – which is like automobile identity theft – to sell illegal vehicles under legal details, leaving buyers out of pocket with an illegal vehicle. The stolen vehicle is given the identity of a similar legitimate car, including licence plates, chassis numbers and accompanying documentation. Prospective buyers can run a background check on the car and the details will appear to be correct.

One victim lost £17,000 after paying in cash for a Mercedes later discovered to be cloned and was left with no way to regain their lost money due to no proof of transaction.

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How can you avoid this scam? The best method is to purchase via authorised sellers, like garages and dealerships, but viewing a car in person is always beneficial and ensuring you pay for your purchase via a traceable, secure method means there is evidence of your purchase and the recipient of your money should anything go awry.

 

What should you do if you think you’ve been a scam victim?

The first steps in reporting a scam, especially one where you have lost money, should be to report it to Action Fraud. If you wish to get in contact with your local authorities for a crime number, you can also call or visit your local police station. For further information and for other types of scam advice, Citizens Advice can provide more information, viewable here.

Action Fraud

Telephone: 0300 123 2040

Textphone: 0300 123 2050

Monday to Friday, 9am to 6pm

Website: www.actionfraud.police.uk

 

About Trust My Garage

Trust My Garage is a collection of Britain’s best local garages – every one different and every one dedicated to the highest standards of skill and personal service.

 

All the garages in Trust My Garage are members of the Independent Garage Association which is part of the RMI, one of Britain’s oldest motor trade organisations. IGA members are true professionals who have to comply with a strict code of practice.

 

Each and every customer of all Trust My Garage members can rely on using a nationally recognised brand. If there’s a problem that can’t be sorted out between you and your garage, the IGA takes over and helps to achieve a happy outcome.

 

For more information about Trust My Garage or to locate your nearest TMG member visit www.trustmygarage.co.uk.tmg_ctsi_long